You Deserve
The Best

Exhange Rate

Ratefy gives a list of offers for dollar-to-naira exchange that you can select from as a remote worker

List of available offers

Payment method
last updated : secs ago


E-wallet Options


On-site transactions

2 mins

Payout speed

Sell Your
E-Wallet Funds

Exchange foreign currency funds to Naira in few minutes at the best rate. Keep more of what you earn as a freelancer, content creator.

Sell Funds Now

Request Payment
From Foreign Buyers

Accept Payments from foreign clients through any preferred popular payment platform to our third-party accounts and we pay you in Naira.

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Withdraw From
Fiverr, Upwork etc.

No Payoneer or PayPal account to make withdrawal? No problem. We help you process withdrawal to one of our accounts. You can check the available

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How it works

Here is a quick introductory videos to how Ratefy works and how you can go about Initiating a transaction.

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How Express works

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How to withdraw money From Tik Tok without paypal or payoneer In Nigeria

Are you a TikTok creator in Nigeria looking to cash out your earnings but facing hurdles due to the lack of a PayPal or Payoneer account?


Don't worry; you're not alone. 



As a registered user, select the appropriate Payoneer offer from the list above, Get your receiving amount, attach your bank account and follow the offer instructions to complete the exchange. Naira will be sent to you as soon as your payment has been confirmed.

Freelancers and remote workers can exchange and receive payment through Ratefy. Fraudsters are highly prohibited from using Ratefy for any purpose.

Yes, you can use Ratefy's Payoneer and PayPal accounts to withdraw your funds from legit websites like; Fiverr, Upwork etc. Kindly check the rate and use the live chat/ WhatsApp to proceed with the withdraws.

All exchange rates are widely displayed on the landing page and dashboard. Rates are updated every hour.

Ratefy is 100% safe for users as all funds are secured by our escrow technology and payout are made automatically through a licensed FinTech Partner. RATEFY TECHNOLOGY is a company duly registered in Nigeria (RC 941579)

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