You Deserve
The Best
Exhange Rate
Ratefy gives a list of offers for dollar-to-naira exchange that you can select from as a remote worker
List of available offers
10+
E-wallet Options
100%
On-site transactions
2 mins
Payout speed

Sell Your
E-Wallet Funds
Exchange foreign currency funds to Naira in few minutes at the best rate. Keep more of what you earn as a freelancer, content creator.
Sell Funds Now
Request Payment
From Foreign Buyers
Accept Payments from foreign clients through any preferred popular payment platform to our third-party accounts and we pay you in Naira.
Sign Up Now

Withdraw From
Fiverr, Upwork etc.
No Payoneer or PayPal account to make withdrawal? No problem. We help you process withdrawal to one of our accounts. You can check the available
Get Started NowHow it works
Here is a quick introductory videos to how Ratefy works and how you can go about Initiating a transaction.
How Express works
See Tutorial
Choose Payment Method
Select the e-wallet on which you or your Payer have the foreign currency Funds. Consider the mode of payment, time limit and exchange rate
Calculate Receiving Amount
Enter amount to exchange, Select your account details and continue with the payment.
Follow Order Instruction
Read through The order details and instruction, Ensure payment is being made and send proof of payment.
Receive Payment to you Local Bank
Payment will be sent to your naira account in less tha 10 minutes after confirmation.
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Blog
Ratefy-Market : The Game-Changer in Nigeria’s Digital Funds Exchange Space
In Nigeria, the challenge of fraud in financial transactions has become a significant concern, with recent reports indicating that over 52 billion Naira is lost to fraudulent activities in the digital payments sector. This alarming figure, highlighted in the Nigeria Inter-Bank Settlement System Reports 2024, underscores the urgent need for secure and transparent platforms that can protect users from such losses while facilitating smooth...
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FAQ
How do I sell my Payoneer Funds?
As a registered user, select the appropriate Payoneer offer from the list above, Get your receiving amount, attach your bank account and follow the offer instructions to complete the exchange. Naira will be sent to you as soon as your payment has been confirmed.
Who can use Ratefy?
Freelancers and remote workers can exchange and receive payment through Ratefy. Fraudsters are highly prohibited from using Ratefy for any purpose.
Can I use Ratefy to withdraw from Fiverr or Upwork?
Yes, you can use Ratefy's Payoneer and PayPal accounts to withdraw your funds from legit websites like; Fiverr, Upwork etc. Kindly check the rate and use the live chat/ WhatsApp to proceed with the withdraws.
What are your rates?
All exchange rates are widely displayed on the landing page and dashboard. Rates are updated every hour.
Is Ratefy safe to use?
Ratefy is 100% safe for users as all funds are secured by our escrow technology and payout are made automatically through a licensed FinTech Partner. RATEFY TECHNOLOGY is a company duly registered in Nigeria (RC 941579)