OTC deals

    Sell Payoneer and PayPal Funds for Naira

    Sell your Payoneer or PayPal funds to Ratefy and get Naira in your Nigerian bank, at ₦1,329.00 per USD for Payoneer and ₦1,003.00 for PayPal right now.

    Payoneer and PayPal to Naira rates today

    • Payoneer

      Payoneer Funds (transfer)

      Payoneer account transfer

      ₦1,329.00/ USD

      Limits
      $200 to $10,000
      Processing
      20 mins
      View deal
    • PayPal

      PayPal to PayPal Transfer (FnF)

      PayPal Friends and Family only

      ₦1,003.00/ USD

      Limits
      $50 to $1,200
      Processing
      15 mins
      View deal

    Payoneer and PayPal to Naira calculator

    Enter an amount within $200 to $10,000.

    Indicative Naira amount

    Enter an amount within the deal limits
    Review selected deal

    How to sell Payoneer and PayPal funds

    1. Step 1: Pick a deal

      Check the method, limits, rate and terms, then sign in.

    2. Step 2: Enter amount and send

      Stay within the limits and choose your Nigerian bank. Send the funds as instructed, then mark them as sent.

    3. Step 3: Get paid in Naira

      Ratefy pays your bank. Confirm once the money arrives.

    Payoneer and PayPal to Naira FAQ

    Still stuck? Contact support

    What is the Payoneer to Naira rate today?

    Payoneer Funds (transfer) ($200 to $10,000): ₦1,329.00 per USD. The deal shows your exact Naira amount before you send funds.

    What is the PayPal to Naira rate today?

    PayPal to PayPal Transfer (FnF) ($50 to $1,200): ₦1,003.00 per USD. The deal shows your exact Naira amount before you send funds.

    Which Payoneer and PayPal funds can I sell?

    Right now: Payoneer account transfer and PayPal Friends and Family only. Not every method or account type is accepted, so check the deal terms first.

    How long does a deal usually take?

    Payoneer, $200 to $10,000: estimated 20 mins; PayPal, $50 to $1,200: estimated 15 mins. These are estimates, not guarantees, and the desk may be offline overnight.

    Is a Ratefy OTC deal protected by escrow?

    No, OTC deals are handled by Ratefy, not escrow. Ratefy pays your Nigerian bank after you send the funds and mark them as sent.

    What do I need to sell Payoneer or PayPal funds?

    A Ratefy account, an amount within the deal limits and a linked Nigerian bank account. This page does not collect account credentials.