Ratefy Coin-to-Cash

    Live USDT and USDC to Naira Rate Today

    Check the current standard sell rates and estimate your Naira conversion value. First-time customers may see a different rate in the app. Review your account’s rate before sending digital assets.

    USDT to Naira

    Standard sell rate · NGN per USDT

    ₦1,356.06

    USDC to Naira

    Standard sell rate · NGN per USDC

    ₦1,354.70

    Rates are read from Ratefy’s saved BSC pricing records. This page checks for updates every 60 seconds and hides rates older than 30 minutes. OTC deals have their own rates and terms.

    USDT / USDC to Naira calculator

    Indicative, final amount confirmed before you trade

    This estimate uses the standard rate above. Your account’s rate may differ. Confirm the quoted amount in the app.

    Indicative Naira value

    ₦135,606.40
    View OTC deals Browse all OTC deals

    Selling Payoneer or PayPal funds? Compare current OTC deal rates and limits

    How to sell USDT/USDC for Naira on Ratefy

    1. 01

      Prepare your Ratefy account

      Complete Standard verification, activate your Naira wallet and complete Coin-to-Cash setup.

    2. 02

      Choose USDT or USDC and your payout

      Select your digital asset, then choose your Ratefy Naira wallet or a saved Nigerian bank account for the payout.

    3. 03

      Choose a network and send your digital assets

      Get the deposit address in Coin-to-Cash. Send only the selected asset on the selected network to that address. Check the network is available in the app before sending.

    4. 04

      Track the conversion and payout

      After network confirmation, Ratefy processes the conversion and sends Naira to your selected payout destination. Check your order for its status.

    Network options in Coin-to-Cash

    USDT
    BEP20 (BSC), Polygon, ERC20 (Ethereum), Celo, Optimism, Arbitrum, Lisk and TRC20 (Tron)
    USDC
    ERC20 (Ethereum), Polygon, BEP20 (BSC), Base, Arbitrum and Lisk

    Network availability can vary. Confirm the selected network and deposit address in the app before sending.

    Frequently asked questions