Ratefy
    Sign up

    USD Account

    Pro

    Get paid in USD, even by third parties.

    ONE TIME VERIFICATION FEE$4Account and identity check
    Create free accountLog in

    You verify inside your dashboard.

    Built for how you earn

    Receive foreign payments, then convert or withdraw in Naira.

    Get paid by clients and platforms

    Receive third party payments or link your account to the platforms you earn on.

    PPayoneer
    PPayPal
    SStripe
    UUpwork
    WWise

    More local accounts

    Request EUR and GBP accounts that can also receive third party payments.

    Dedicated US bank details

    Your own account and routing numbers.

    Convert to Naira

    Convert when the rate works for you.

    Withdraw in Naira

    Send funds to your Nigerian bank account.

    How it works

    1. Create a free account

      Sign up with your email and WhatsApp number. It takes about two minutes.

    2. Complete Pro verification

      A one time identity check with our banking partner. The $4 fee is shown in Naira before you pay.

    3. Get your account details

      Open Wallets, then USD, to see your own US account and routing numbers. Share them with clients and platforms.

    4. Receive, then convert or withdraw

      ACH and wire payments land in your USD wallet. Convert to Naira when the rate suits you, or withdraw in dollars.

    What it costs

    Every amount is shown before you confirm.

    Pro verificationOne time, shown in Naira before payment
    $4
    EUR or GBP accountOne time setup fee per account, optional
    About $2
    Convert USD to NairaMinimum fee $1, minimum conversion $2
    1%
    USD bank withdrawalMinimum fee $1, minimum withdrawal $2
    1%
    See all fees

    Questions